Mainly Health Plans SL

Registered 'linked insurance agency' - English agent based in Spain


 

Liberty Quality Home - house and contents insurance

 

CONTENTS

 

Article 0 - Preliminaries - Definitions

 

Article 1 - Object of the insurance   

 

Article 2 - Insured property

 

Article 3 - Cover

 

Article 4 - Risks excluded from all cover

 

Article 5 - Automatic adjustment

 

Article 6 - Other insurance

 

Article 7 - Declarations of risk

 

Article 8 - Information when arranging the insurance, withholding or misrepresentation

 

Article 9 - Information and visits

 

Article 10 - In case of an increase in risk

 

Article 11 - Powers of the insurer when there is an increase in risk

 

Article 12 - Consequences of not reporting an increase in risk

 

Article 13 - In case of decrease in risk

 

Article 14 - In case of transfer

 

Article 15 - Execution and effects of the agreement

 

Article 16 - Period of cover of the insurance

 

Article 17 - Payment of the premium

 

Article 18 ... Claims - processing

 

Article 19 - Obligations in case of claims 

 

Article 20 - Appointment of loss adjusters 

  

Article 21 - Valuation of the damage

     

Article 22 - Calculation of the indemnity

 

Article 23 - Payment of indemnities

 

Article 24 - Subrogation

 

Article 25 - Recourse

 

Article 26 - Legal defence of the insured

 

Article 27 - Termination and nullity of the agreement

 

Article 28 - Limitation

 

Article 29 - Arbitration

 

Article 30 - Relevant jurisdiction

 

Article 31 - Notices        

 

Article 32 - Indemnity clause for damage to goods covered by the Insurance Compensation Consortium for losses derived from extraordinary events occurring in Spain